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I was a college professor for almost 30 years and now I teach couples close to retirement how to graduate to financial freedom. Sure, investments are important. But it is just as important to minimize taxes, moderate personal debt, live below your means and use insurance wisely to prepare for the unexpected. Review my approach to retirement planning and schedule a free introductory call. We will discuss your financial worries, answer questions, and then you can decide if working together makes sense.