Financial Advice for Couples Near Retirement
Your Retirement Roadmap Starts Here
Couples approaching retirement often worry about running out of money, want to reduce their tax bill, and want to avoid costly mistakes. We work with you to create a custom financial plan that clarifies where you are, where you want to go, and includes actions you can take to get there. Our goal is to give you confidence and peace of mind as you make your final approach to retirement.
Secure Your Retirement Before It’s Too Late
Are you prepared for these financial challenges?
Worrying about running out of money
Lack of a concrete financial roadmap
Fear of unexpected healthcare costs
Doubt about your retirement lifestyle
Stress from managing your investments alone
Fear of making costly mistakes
Scott Grissom, PhD, CFP©
Founder and Retirement Planner
Enjoy a Worry-Free Retirement
With a custom Retirement Roadmap, you will feel confident in your financial future, knowing exactly how to achieve your dreams.
Get a retirement action plan tailored to your unique goals.
Avoid ongoing fees for expert advice.
Benefit from personalized guidance that has helped other couples retire successfully.
Avoid costly mistakes.
Gain clarity and confidence in your financial strategy, making retirement less stressful.
You deserve a secure retirement, and I can help you achieve it.
We work together to create a retirement roadmap that ensures you have the resources you need to enjoy this new life chapter.
Proven Success
Clients report feeling more confident about their retirement plans after working together.
Trusted Guidance
With years of experience and a focus on advice-only planning, I can help you without the worry of ongoing fees.
“Coming close to retirement, we wanted to have a financial professional assess where we stand. We interviewed a number of people prior to making a commitment. Scott stood out for his knowledge, his clarity and his background. We are extremely happy that we chose him.
Scott listened intently, shared his thoughts and guided us through the process. We now have a clearer picture going forward which was our goal. Scott’s guidance and mentorship gave us the confidence and reassurance in our ability to retire comfortably.
We highly recommend Scott to anybody looking to better understand their financial health and stability approaching retirement.”
“Scott’s financial advice has been thorough, timely, and understandable. He listened and provided prudent recommendations tailored to our particular needs and circumstances. Our outlook on our retirement changed for the better thanks to Scott’s clear and well-articulated advice.”
“As immigrants who grew up abroad, our knowledge of U.S. social security, retirement benefits, and financial system is not broad enough to prepare us to become independent retirees.
We like Scott’s approach where he does not manage our investments. instead, he teaches us solid principles of how to manage it ourselves and deepen our knowledge of the U.S. financial system. iThe educational one-to-one sessions he provided give us the necessary knowledge to become more independent future retirees.”
“I have been retired for over two years and am loving it! Scott and I have been colleagues for over twenty years. His ongoing financial advice leading to my retirement was invaluable and gave me confidence in my decisions along the way. He is great at explaining options and reminding me to keep an eye on the big picture. Scott’s advice is independent, trustworthy and continues to play an important role during my retirement.”
Reviewers are not compensated and have no material conflicts of interest.
A Simple 3-Step Plan to Secure Your Retirement
Prepare for the future with expert guidance tailored for couples getting close to retirement.
1) Schedule Your Intro Call
Connect with me for an initial consultation. I will listen to your concerns, answer your questions, and share my successful approach to retirement planning. We then decide if it will be beneficial to work together.
2) Build Your Retirement Roadmap
I will analyze your current financial situation and provide a plan with specific actions designed to ensure you will not run out of money.
3) Take Confident Steps Toward Financial Security
Follow the clear steps in your roadmap to relax knowing you have the guidance needed to make informed financial decisions.
Avoid These 7 Mistakes as You Approach Retirement
Download a FREE guide on common pitfalls to avoid as you plan for retirement including taxes, healthcare costs, social security start date, and investment strategies.
Your Retirement Roadmap ($2,480)
Your ideal retirement is within reach - let’s build your Roadmap together. For most plans, the one-time fee includes:
Financial Goals
Retirement Projection
Investment Portfolio Analysis
Tax Planning Opportunities
Personal Action Plan
Personal finance does not have to be complicated. I teach you how to understand and manage your finances with confidence to achieve a wonderful retirement.
Client Story: Emily & Charles
Emily, 57, and Charles, 60, are on the tail end of raising three successful children with the youngest about to graduate from high school.
Emily works for a large private university in the Midwest and Charles works for a state agency. He has a sizeable whole life policy with rising premiums. They have done a good job saving for retirement but were unsure when they could each stop working and maintain their standard of living.
They have travel goals, home remodeling dreams, and want to support their children with weddings, education, and grandchildren.
After working together for several weeks, I was able to reassure them they are indeed on target for Emily to retire at 60 and for Charles to work as long as he wants to.
They appreciated an objective second opinion and clarity for their financial future.
This client story is hypothetical and does not represent an actual client. You should not interpret any part of the story as a guarantee of achieving similar results or satisfaction if you engage us for financial planning services.
Meet Scott
I was a university professor for many years and now I teach couples how to understand and manage their finances to create a wonderful retirement. My journey to retirement planner began in 2005 when I took coursework for the Certified Financial Planner designation. I was an informal and trusted source of financial information for friends, family and the occasional client until starting Socrates Financial Planning in 2024.
Navigate Your Retirement with Confidence
Your ideal retirement is within reach — let’s build a roadmap together
As a couple nearing retirement, the fear of outliving your savings can be overwhelming. At Socrates Financial Planning, I understand this concern deeply and am here to support you. My advice-only financial planning service offers you a tailored retirement roadmap, complete with clear action items that empower you to take control of your financial future without the burden of ongoing fees. Picture a secure, fulfilling retirement— by taking simple steps like scheduling an introductory call, you can start crafting the financial plan that eases your worries and sets you on the path to peace of mind.
